SYNC—01
Bank sync
Daily aggregator pulls, plus drag-and-drop CSV or OFX for every
institution the aggregators can't reach. Idempotent by design —
re-import the same file and nothing duplicates.
- Aggregator pulls on a daily schedule
- CSV / OFX / QFX drop folder for any institution
- Duplicate detection before anything nears the ledger
CAT—02
AI categorization
Three layers, cheapest first: your deterministic rules, a classifier
trained on your history, then a local model that reads your actual
chart of accounts. Every suggestion carries confidence and
provenance. Nothing posts itself.
- Rules run first — deterministic, auditable
- Local model on your hardware, never an API
- Every correction teaches the system
REV—03
Review & commit
The 90-second morning: approve the greens, adjust the yellows,
teach it the reds. Commits pass native double-entry validation or
they don't post.
BTC—04
Bitcoin accounting
Per-wallet lot tracking at satoshi precision. FIFO, LIFO, or
specific identification. Self-transfers carry basis — not taxable
events. Form 8949 falls out of your own ledger.
RPT—05
Reports & dashboards
Consolidated or per-entity, branded, exportable. The Seal Mark on
a report means every entry in the period is reconciled — proof, in
the literal sense.
MCP—06
Agent surface
Talk to your books through any MCP client. OAuth-scoped,
audit-logged, permission-enforced at the data layer. Agents read
and summarize — they never post without approval.